In this case, the "initial" disclosure means the one provided before/at consummation. This is how the customer discovers what you actually paid. If you are not providing those at closing, you should be.
The good news is that this disclosure is not a "material disclosure" for purposes of rescission, so your rescissions have not been extended to three by failing to disclose.
The disclosure provided at application is a "program disclosure," required by 225.5b.
If this is confusing to you, welcome to the club!