I'm attempting to put together a list of policies I need to write and/or change so far in 2004 based on regulatory amendments or new laws passed. Please review the list and let me know if I missed one. Thanks!

1. Telemarketing
2. Spam
3. Reg. B amendments
4. SSCRA amendments
5. FACT Act

That seems awfully short considering all the changes thrown at us recently - any additions? Thanks for your help.

HMDA
Check 21

A couple of points. You don't have to have a policy for each. You may want a procedure or at least a minimal amount of training so that requests are properly handled. And don't forget that CAN SPAM and FACT (FCRA) are still developing as regs are being authored.

I certainly commend you on your foresight and reminding the rest of us that there is no break.

"Policy" was probably incorrect terminology. Our compliance manual contains an overview of each reg, procedures for complying, and procedures for monitoring compliance. This constitues our compliance program which I'm in process of reviewing and revising as needed. Big job, need to make sure I don't forget anything with everything that is happening. Realize that we must wait for implementing regs on some of these, but I also write a summary for our quarterly board reports letting them know what's coming and it's potential impact on our company. Thanks