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#1633360 - 11/30/11 01:39 AM
Re: CFPB Request for Comment - Inherited Regs
Kathleen O. Blanchard
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10K Club
Joined: Dec 2000
Posts: 21,293
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Also, 14 laws are being moved to Chapter X of Title 12, the CFPB:
The Consumer Leasing Act, the Electronic Fund Transfer Act (except with respect to Section 920 of that Act), the Equal Credit Opportunity Act, the Fair Credit Reporting Act (except with respect to Sections 615(e) and 628 of that act), the Fair Debt Collection Practices Act, Subsections (b) through (f) of Section 43 of the Federal Deposit Insurance Act, Sections 502 through 509 of the Gramm-Leach-Bliley Act (except for Section 505 as it applies to Section 501(b)), the Home Mortgage Disclosure Act, the Real Estate Settlement Procedures Act, the S.A.F.E. Mortgage Licensing Act, the Truth in Lending Act, the Truth in Savings Act, Section 626 of the Omnibus Appropriations Act, 2009, and the Interstate Land Sales Full Disclosure Act.
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#1633393 - 11/30/11 12:29 PM
Re: CFPB Request for Comment - Inherited Regs
Kathleen O. Blanchard
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10K Club
Joined: Jul 2001
Posts: 83,363
Galveston, TX
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Great! 20 years of memorizing specific regulatory citations will be vaporized. I think I am going to retire
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The opinions expressed here should not be construed to be those of my employer: PPDocs.com
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#1633408 - 11/30/11 01:33 PM
Re: CFPB Request for Comment - Inherited Regs
rlcarey
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10K Club
Joined: Nov 2002
Posts: 20,656
The Swamp
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This sounds like a complete cluster xxx waiting to happen. What a mess this could be!
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My opinion only. Not legal advice. Say you'll haunt me - Stone Sour
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#1633492 - 11/30/11 03:08 PM
Re: CFPB Request for Comment - Inherited Regs
cbinder63
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Diamond Poster
Joined: Jan 2004
Posts: 1,621
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CRA - will CRA be moved to the Bureau?
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My views, not my employer's views.
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#1633533 - 11/30/11 03:42 PM
Re: CFPB Request for Comment - Inherited Regs
Kathleen O. Blanchard
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10K Club
Joined: Jul 2001
Posts: 83,363
Galveston, TX
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What's with Chapter X anyway? First FinCEN and now this??? I feel like this has something to do with the X Files or something
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The opinions expressed here should not be construed to be those of my employer: PPDocs.com
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#1633539 - 11/30/11 03:45 PM
Re: CFPB Request for Comment - Inherited Regs
rlcarey
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Posts: 21,293
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#1635147 - 12/05/11 01:36 PM
Re: CFPB Request for Comment - Inherited Regs
Kathleen O. Blanchard
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10K Club
Joined: Oct 2000
Posts: 40,086
Cape Cod
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The Notice and request for information was published in today's Federal Register (12/5/11), 76 FR 75825. There's a 90-day comment period ending March 5, 2012 to be followed by a "comment on the comments" period of 30 days, ending (at least for now) on April 3, 2012. Readers and commenters, start your engines!
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John S. Burnett BankersOnline.com Fighting for Compliance since 1976 Bankers' Threads User #8
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#1635157 - 12/05/11 01:57 PM
Re: CFPB Request for Comment - Inherited Regs
Burgess
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Joined: Oct 2000
Posts: 40,086
Cape Cod
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CRA - will CRA be moved to the Bureau? CRA isn't a consumer protection law, and it's used in making branch, merger and acquisition application decisions. It is not one of the 14 consumer laws being transferred to the Bureau.
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John S. Burnett BankersOnline.com Fighting for Compliance since 1976 Bankers' Threads User #8
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