Ask the beneficiary's bank very nicely, and include plenty of language to indemnify them in case the beneficiary gets mad at having the windfall taken away. Hopefully it won't cost you too much if the beneficiary says "no" to the request. Some lessons are more costly than others.
This "windfall" is taxable, I presume. I have asked several people if the funds have been spent, how do you go about getting them back, realistically. Garnishment of wages?