You're asking for the wrong thing.
What's needed is legislative relief--if Congress didn't pass new laws, there wouldn't be a need for regulations. Regulations exist mainly because industry demands them. Without regulations and rulewriters we would face the penalties of the law without an interpretive buffer zone. For example, imagine how you would implement a risk-control plan to deal with
Section 701 of the Consumer Credit Protection Act without Regulation B.
The solution to the problem of creeping socialism is to elect conservative Senators and Congressmen and demand that they reconsider the cost/benefit experience of the past 40 years' worth of consumer protection legislation. Laws that don't work should be repealed. Where are the brave politicians who will stand up to the special interest establishments as they vote to eliminate consumerist pork?
Matters of national defense (BSA, OFAC, SCRA, etc.) are not sacred cows, either. As Congress comes to grips with the obsolete and ineffective military facilities and practices left over from WW2 and the Cold War, it should be challenged to reconsider the effectiveness of our financial weapon systems and revamp them for the 21st century, too. An excellent starting point would be the threshhold for currency transaction reporting. When Congress passed the BSA, $10,000 was 15% more than the median annual household income in this country. Today, it represents only 25% to 30% of mhi.
Be careful what you ask for.