My bank is considering requiring signature cards for Certificates of Deposit. Does your bank require them? If so, why?
Thanks for any input.

No, we don't. The Bank Copy of the CD, with the customer's signature, is, for all intennts and purposes, the signature card.

Thanks for your reply.
How do you handle addition of owners, deletion of owners. What documentation do you have to prove the original owner, and more particularly the added owner, are who they claim to be and authorized the change. Do you have some sort of authorization form that they both sign. And how do you ensure that proper CIP procedures are followed in the transaction?

If you utilize paperless CDs (aka "book entry" CDs), it's reasonable to document using signature cards to capture signatures and bind customer(s) to your time deposit terms & conditions. The same can be accomplished through the use of a CD "form" or "copy".