After filing a 1099C for debt that has been charges off for 36 months, can we not accept any payment on that debt after the 1099C has been filed? I have read the instructions & it talks about canceling of debt & forgiven debt which I take is that we can no longer actively pursue collecting that debt due to our choosing to forgive it. However, when the customer receives the 1099C and they want to come in & pay on that debt, are we allowed to take that? If we are allowed to, how would we treat that. I hope that doesn't sound too redundant. Any help is greatly appreciated.