The Equity Line rules require that at least one business day before closing, the borrower must be provided with a final itemized disclosure of the actual fees, points, interest, costs, and charges that will be charged at closing.
Does anyone know answers to the following related questions?
1. Does the customer need to come in a day before closing to pick up the disclosure or can this be mailed so that it's received at least a day before closing?
2. Is the customer's signature needed (recommended) on a form to acknowledge that this was received?
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And where is Superman when I need him?