Because of the community property status there may well be joint debts and assets you may look to. For this reason you may inquire. But as noted, Reg. B still applies in that the spouse must have the intent of being a co-applicant if you do that and you may not require that they sign on the note.
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AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell