The High Cost rules state the Creditor, successor-in-interest, assignee, or any agent of such parties ay not charge consumer any fee to modify, renew, extend or amend high cost mortgage or
defer any payment due under terms of such mortgage.
I get that we cannot charge a consumer any fee to modify, renew or extend or amend a high cost mortgage. It does not say what “any” fee is…. Do they mean ANY fee related to include doc prep, credit report, etc. or just "any" fee specifically related to the task of modifying, renewing the loan?