We currently have three different options for our borrowers when they apply for a residential mortgage loan two of which are brokered out and one where we keep in house. If a borrower does not qualify for in house we look to our broker options. Would we need to provide each option to the borrower (broker 1 and broker 2) and if so, do we need to retain the Anti-Steering disclosure for each broker in the loan file? Any information is greatly appreciated.