I understand there is no tolerance for the appraisal fee - but what happens if the appraiser reports the need for a re-inspection due to "whatever". Do we consider this a Change in Circumstance and re-disclose? If not - I have no idea how to include this fee - if we add it to the Closing then it is an automatic violation.

Same as before Trid this is a valid changed circumstance. You redisclose to capture the extra cost

19(e)(3)(iv) Revised estimates.....

(A) Changed circumstance affecting settlement charges...

(2) Information specific to the consumer or transaction that the creditor relied upon when providing the disclosures required under paragraph (e)(1)(i) of this section and that was inaccurate or changed after the disclosures were provided; or

(3) New information specific to the consumer or transaction that the creditor did not rely on when providing the original disclosures required under paragraph (e)(1)(i) of this section.