Are we permitted to increase an interest rate in exchange for lender credit after it's been initially locked due to a borrower request? We're at closing now with the closing disclosure going out and now the borrower wants the credit. I feel this is okay to do since it's based on a changed circumstance (borrower request), but get hesitant any time it comes to the interest rate.
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"Tact is telling someone to go to [censored] in such a way, they look forward to the trip" Winston Churchill