With a VA loan where certain items are not allowed to be paid by the borrowers and a creditor upfront discloses it as being paid by the creditor, can that creditor use the specific credit from a decreased non-allowable fee for another non-allowable fee that increased? Or would the creditor have to give the credit "promised" on the non-allowable that decreased and cure the overage on the other non-allowable?

"With a VA loan where certain items are not allowed to be paid by the borrowers and a creditor upfront discloses it as being paid by the creditor."

I don't really understand this statement. If the borrower cannot legally pay a fee in a specific transaction, why is that fee even on the consumer's LE?