We issued an initial CD showing a lender credit for exceeding tolerances in the 10% category, due to the attorney involved in the transaction telling us the recording fees had increased exceeding the 10%. After we had issued the CD, the attorney told us he was wrong, and the recording fees are less than he had said - and now there would be no tolerance.
Are we 'stuck' with giving the lender credit, or can we take it away now since there is now no tolerance violation?