Hello - our TransUnion score shows as "Classic 04 Score" on our credit report.
Is this the same as the HMDA selection of "FICO Risk Score Classic 04"?
Or should we report these as "Other" and type in "Classic 04 Score"?

Thanks!

ANNNNNNNNNNYBODY have any insight into this?

It's when our credit score relied on is from TransUnion.

We don't know if we need to answer "FICO Risk Score Classic 04", or "Other" and type in "Classic 04 Score".

You might want to check with your credit report provider for documentation purposes, but my understanding is "Classic 04 score" is just and abbreviation for "FICO Risk Score Classic 04". My LOS agrees

Banker K did you ever find out on this? We have the same question.

BBGreen yes we did - I'm sorry I forgot to update here!

They said yes, report FICO Risk Score Classic 04 (code 3) for our TransUnion scoring model.

It was in an email format from them too. Wow!
Here is what they said:

-----Original Message-----
From: HMDA Help [mailto:hmdahelp@cfpb.gov]
Sent: Monday, January 22, 2018 11:55 AM
To: Kristen Harper
Subject: [EXT] RE: FW: HMDA, scoring model for TransUnion [ ref:_00Do0HJvn._500t09BQWr:ref ]

Hello Kristen,

Thank you for following up. It seems that your previous email on this topic was not received by our system.

You should report FICO Risk Score Classic 04 (Code 3) for those loans in your 2018 HMDA LAR.

Thank you.
CFPB HMDA Help
Confidentiality Notice: If you received this email by mistake, you should notify the sender of the mistake and delete the e-mail and any attachments. An inadvertent disclosure is not intended to waive any privileges.

Thank you!