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BankersOnline.com Forums Dodd-Frank Final Rules Discussions HMDA Overhaul 2018 2020 FIG Now Available
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#2222330 - 09/25/19 06:38 PM 2020 FIG Now Available
Adam Witmer Offline
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Joined: Sep 2010
Posts: 2,658
The 2020 Filing Instructions Guide (FIG) is now available: https://s3.amazonaws.com/cfpb-hmda-public/prod/help/2020-hmda-fig.pdf

Looks like no significant changes...
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Adam Witmer, CRCM

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#2222335 - 09/25/19 07:47 PM Re: 2020 FIG Now Available Adam Witmer
Inherent_Risk Online
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Joined: Jan 2017
Posts: 574
Nothing big, but some useful stuff. Income and DTI can officially be negative (and rate spread which I think everybody already knew).

There are also some useful new edits most likely based on what was found in the 2018 data. The county/state disconnect was taken from quality to validity. No CLTV edit for non-conventional loans. Missplaced decimal checks in the ratio fields.

I feel like they could have probably made some more quality edits, but I like the ones they did make.

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