Kentucky law does not provide your bank with any priority for taking a fee prior to satisfying an attachment under state law. At a minimum, you are risking a contempt of court citation for $50 or $75? At the other end of the spectrum, you risk the possibility the court could find you liable for the entire amount of the judgment, not just the amount you failed to pay in.
Processing third party claims against customer funds is not an examination topic. Your examiner has no idea what he or she is talking about...
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In this world you must be oh so smart or oh so pleasant. Well, for years I was smart. I recommend pleasant.