In a recent news update from Oklahoma Dept. of Consumer Credit it says: the creditor shall disclose in conspicuous type size the following statement: "You are not required to complete this agreement merely because you have received these disclosures or have signed a loan application. If you obtain this loan, the lender will have a mortgage on your home. You could lose your home, and any money you have put into it, if you do not meet your obligations under the loan." Is there somewhere besides the ROR that this notice is required?