Am I correct in my thinking?
Remotely-captured items, if deposited electronically, are not subject to Reg CC (because they are not deposited at a bank branch). If we produce a substitute check from one of the images, then it would be subject to Reg CC.
Reg E would apply. (ARC & POP) UCC would apply to images if they are not converted to substitute checks.
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Opinions are my own and not of my employer.