In the planning stages of implementing electronic signatures - We know that the customers must provide prior consent and demonstrate their ability to access electronic forms when required disclosures are involved. We think we have that part worked out. We are trying to determine if other banks are using electronic signatures. If so, what kind of hurdles did you face when implementing? Are there things you would do differently? Have you faced any legal issues with electronic signatures? We are interested in hearing about other bank's experiences with implementing electronic signatures through RightSignature (Citrix) or other vendors.