We have a Reg E claim where the mother of our customer made a couple of one-time payments to his Direct TV account. She was not on his account. Fast forward a few months, the son's account is seriously delinquent. Direct TV processed a large debit against my customer's account-the mother. She has filed a Reg E claim, demanding her money back. Direct TV maintains they have the right to charge her account because she paid two of his payments in the past six months. I have never heard of such! I'm hoping Brian or some of you Gurus can chime in and tell me the bank does have chargeback rights in this case. Please help!