According to my notes the HOUSING AND ECONOMIC RECOVERY ACT OF 2008 included a provision that expanded the time frame from 90 days to 9 months. This change is in effect until the end of 2010.
I apologize, but I don't have the specific section or a HUD reference document. I think this went into effect on 07/30/08.
_________________________
Opinion expressed are my own and not necessarily those of my employer.