I hope this doesn't go far, but it would require disclosures on lower cost loans and availability of credit counselling, and more. I haven't seen the entire bill yet but this is a MLA amendment.

https://www.congress.gov/bill/115th-congress/house-bill/2697?q=%7B%22search%22%3A%5B%22hr+2697%22%5D%7D&r=1
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AndyZ CRCM
My opinions are not necessarily my employers.
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Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell