We have a foreclosure situation where one owner (spouse) of the property is not on our loan. We do not have the additional info on this individual to perform a SCRA search. We should be searching all property owners prior to foreclosure proceedings, correct?

Yes, you are considering potentially displacing a servicemember from property they own property/home. Some form of verification should be done to mitigate the risks.

In my book, servicemembers are as good as a protected class when it comes to enforcement actions. I suspect during a COVID period foreclosures are harder to do anyway. This is one more issue.