Ads for deposits definitely require it. But since deposit insurance has nothing to do with this credit card/loan, they are not required. They can be there, but don't have to be. If it is a housing related loan you'd have some EHL additions.
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AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell