The excesses of Wall Street cost many people their life savings, retirement accounts, children's college tuition, and home equity. This bipartisan bill puts a stop to those abuses so that American families' savings and investments are never again put at such risk. You may be please to know, that during this process I worked closely with my colleagues on both sides of the aisle to ensure that this legislation did not put unnecessary burdens on community banks, credit unions and traditional mortgage lenders.