Does anyone know if an EFT network that offers ATMs and POS transaction switching and settlement services to financial institutions and financial services providers have to comply with BSA and AML? It seems to the fit the USCode definition of a "financial institution" but I don't know how the BSA or AML regs would apply to an ATM/POS network or switch...they only provide the network for other FIs to run their transactions through. Any insight would tremendously appreciated!! Thanks!