We have had a lot of people withdrawing cash from their accounts since the pandemic began. We have also had several one time cash outs of $9,000, $9,500 & $9,900. In the absence of any comment or discussion with the customer that they want to make sure a "report" is not filed on them, would you consider these to be structuring or not? I'm curious if others are experiencing this as well and how you are handling these transactions.

IMHO - It would only be structuring if they came back for more