Would you share your CIP policy if you open accounts not face to face, especially business accounts. Our current CIP policy states that we only open accounts if face to face. What due diligence do you perform on business customers, their owners, their authorized signers, etc. that are for example on a different state? Thank you.

Our CIP Policy allows for both doc and non-doc identity verification. Unless you're Policy requires that you verify the identities of authorized signers, owners, etc. through doc methods, I don't see much risk. At the end of the day, you verify a business's identity through it's formation documents.