http://www.buckleysandler.com/uploads/36...resentation.pdf This material was presented to their clients in 2011 - I don't believe it has changed.
Generally, the CFPB is tasked with regulating and
enforcing the “enumerated” consumer protection laws:
– Title XIV of Dodd-Frank - Mortgage Reforms
– Title X of Dodd-Frank - Consumer Financial Protection Act
– Fair Credit Reporting Act, FDCPA
– RESPA, TILA, HOEPA, SAFE Act, HMDA
– Gramm-Leach-Bliley Act (with exceptions)
– Truth in Savings Act
– Electronic Funds Transfer Act, Fair Credit Billing Act
- Durbin Amendment remains under FRB
*Does not include Fair Housing Act and Community Reinvestment Act
Calculation of $10B threshold is based on total assets
Starting point for determination is June 30, 2011 Call Report Change in status will result after four consecutive quarters
above/below threshold