Howdy BOLers,
I'd like some opinions regarding our brokered loan that we run through our mortgage operation. They table fund those loans and then sell them off to investors. The Q&A clearly states that we may have those considered under the lending test as "Other Loan Data". I've run a pivot on those loans and the breakdown between low/mod/middle/upper is pretty abysmal.
Given the heavily weighted production to upper income tracts, am I safe to assume that those are probably loans I wouldn't want to have considered as "other loan data"? In other words, will I catch more criticism for the breakdown of the tracts than praise for the origination of the loans within the AA?
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Maybe you just wanna fly the plane yourself. Well good luck pressing take off, then auto pilot, then land.
CRCM