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#2233216 - 03/18/20 03:54 PM Re: HMDA Statements
JWills, CRCM Online
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JWills, CRCM
Joined: May 2013
Posts: 1,783
The Mitten State
Our CRA Public file currently reads: 'data for years prior to 2017 are available at any Tri-County Bank location...……."
Do we need to leave this in there, as it is past the two year mark?
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#2233223 - 03/18/20 04:35 PM Re: HMDA Statements JWills, CRCM
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 83,395
Galveston, TX
If you are referring to HMDA data - No.

(2) Banks required to report Home Mortgage Disclosure Act (HMDA) data. A bank required to report home mortgage loan data pursuant part 1003 of this title shall include in its public file a written notice that the institution’s HMDA Disclosure Statement may be obtained on the Consumer Financial Protection Bureau’s (Bureau’s) website at www.consumerfinance.gov/hmda. In addition, a bank that elected to have the Board consider the mortgage lending of an affiliate shall include in its public file the name of the affiliate and a written notice that the affiliate’s HMDA Disclosure Statement may be obtained at the Bureau’s website. The bank shall place the written notice(s) in the public file within three business days after receiving notification from the Federal Financial Institutions Examination Council of the availability of the disclosure statement(s).
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#2233233 - 03/18/20 05:11 PM Re: HMDA Statements JWills, CRCM
JWills, CRCM Online
Diamond Poster
JWills, CRCM
Joined: May 2013
Posts: 1,783
The Mitten State
So I will leave the first part..

The HMDA data about our residential mortgage lending are available online for review...……….

For more information, visit the Consumer Financial Protection Bureau's website (www.consumerfinance.gov/hmda).

Sound right
Last edited by JWills, CRCM; 03/18/20 05:17 PM.
_________________________
Nonsense wakes up the brain cells.

--Dr. Seuss

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#2233358 - 03/20/20 12:46 PM Re: HMDA Statements JWills, CRCM
Dan Persfull Offline
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Dan Persfull
Joined: Aug 2002
Posts: 47,532
Bloomington, IN
We keep a copy of the HMDA notice found in the OSI to 1003.5(b) in the Public File.
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