Hello!

If you have used ESG investments towards CRA credit, can you tell me a bit about how you do that? There isn't much out there right now on this, but I have heard other banks doing it for credit.

How about FinTech partnerships for financial literacy? Basically, the FinTech would provide online financial literacy courses through a site branded with the bank's logo. The bank would pay a fee, market it on their site, and they also provide incentives to the customer by paying some cents into a savings account each time they complete a financial literacy course.

I know this really wouldn't apply to small banks for credit, but if you are a small bank and use either of these still, it would be good to hear from you too.

Thank you!