The Regulation CC tools are in need of some updates. The contributors have been waiting for the "other shoe to drop" in the form of final rules from the Fed. In the meantime, you could try pulling down one of the more recent tools (which doesn't distinguish between local and non-local checks) and simply update the $100 to $100 for your use.
We'll try to tweak those forms from this end, too.
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8