Section 7001(c)(1)(D) says -- "after...consent...if a change in the hardware or software requirements needed to access or retain electronic records creates a material risk that the consumer will not be able to access or retain a subsequent electronic record that was the subject of the consent, the person providing the electronic record...(must march the customer through a new demonstrable consent "handshake.") It's up to your bank to make the "material risk" determination. I'm not aware of any litigation or guidance that elaborates on this requirement.
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...gone fishing.