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#241629 - 09/07/04 02:31 PM Substitute Check - VOID Image
Cat Woman Offline
Diamond Poster
Cat Woman
Joined: Sep 2004
Posts: 1,342
New England
Some checks have security features where if a copy of the check is taken, VOID appears on the copy. Is anyone certain
that this VOID image will not appear on copies of substitute
checks?

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#241630 - 09/08/04 12:52 PM Re: Substitute Check - VOID Image
Cat Woman Offline
Diamond Poster
Cat Woman
Joined: Sep 2004
Posts: 1,342
New England
I actually somewhat found an answer to my own question. In case anyone was wondering the same thing....:

From NAFCU on Reg CC: "The presence of void language on the substitute check can be problematic to the extent that the recipient of the substitute check is unable to determine if the substitute check reproduced a fraudulent original item that contained clear void language before it was truncated or a legitimate original check on which the void language was latent. A person that suffered a loss because of this uncertainty would have an indemnity claim under 229.54 and possibly a recredit claim under 229.54."

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#241631 - 09/09/04 03:34 AM Re: Substitute Check - VOID Image
Latitude2 Offline
Junior Member
Joined: Jul 2004
Posts: 28
We ran a test on our imaging equipment and found that the VOID mark security feature of an official check did not show up in the check's image in the same way that it did on a photocopier.

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#241632 - 09/09/04 12:34 PM Re: Substitute Check - VOID Image
Cat Woman Offline
Diamond Poster
Cat Woman
Joined: Sep 2004
Posts: 1,342
New England
Thanks for the info!!

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