If you are using the large deposit exception, you would only make $5,000 of the total day's deposits available the next business day and the remainder available on the 2nd, 5th, 7th or 11th business day depending on the type of item.
(i.e., 2nd for on-us checks, 5th for treasury checks and postal money orders, 7th for other local items, or 11th for other non-local items)
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In the end, it's all just a bunch of paper....