If the bank's new account Reg CC disclosure is revised to include the language for special rules for new accounts, does that require a redisclosure to all current account holders? While it is a change to the disclosure, any customer opening a new account would receive the updated information prior to opening the new account, so a redisclosure does not appear warranted for this update?

Thanks
Kristy

No need to tell customers that the change will not apply too.

Great, thank you!

Ditto for any changes to those new account availability policies, such as changing the number of days non-next-day checks will be held for.