Must transactions made in the following ways have a receipt (even if electronically on the screen) that meets all the requirements of 1005.9(a)?

> Bill payment to a company via ACH or Debit Card using the Bill Payment module in Electronic Banking
> External transfer - transfer from your account at this FI to your account at another FI using Electronic Banking
> Internal transfer - transfer between your accounts at the same FI using Electronic Banking

Thanks in advance!

The OSC also clarifies that terminal receipts are unnecessary for transfers initiated on-line. Specifically, OSC §205.2(h)-1 provides that, because the term “electronic terminal” excludes a telephone operated by a consumer, financial institutions need not provide a terminal receipt when a consumer initiates a transfer by a means analogous in function to a telephone, such as by a personal computer or a facsimile machine

FFIEC