What are the penalties for violations of section 624 of the FCRA? Would the 3.5k penalty pertain to an individual marketing price or an entire campaign? Can anyone point me to any enforcements of this? Thanks in advance.

When it comes to the prudential regulators, the penalties prescribed in the individual regulation are not that meaningful, as they can always add more under additional authorities, such as 12 U.S.C. §1818. So where ever you got the $3.5K figure from, I would not focus on it.