Is it acceptable to include the Notice of Negative Information disclosure on the Credit Score Exception Notice? It would be included on the bottom of the exception notice and not as an independent disclosure given to the consumer. Just wondering if anyone else has done this?

Thanks.

The Negative Information Notice can be provided on other disclosures, but the Exception Notice must be segregated from other information/disclosures (except 609g).

623.7(c)(1) outlines the requirements for the Negative Information Notice:
(i) may be included on or with any notice of default, any billing statement, or any other materials provided to the customer; and

1022.74 outlines the requirements for the Exception notice, such as the following for RE secured loans:
(iii) Segregated from other information provided to the consumer, except for the notice required by section 609(g) of the FCRA; and