What is reported as the original balance for revolving lines of credit to the credit reporting agencies? Is it the original loan limit threshold or is it the balance at the time of origination?
For example, if the loan limit is $10,000 do you report that as the original balance?
OR
The loan limits is $10,000 and at the time they loan is originated they have a $0 balance. Do you report $0?
The information on the credit agency sites is not very clear.