I suspect this probably doesn't impact anything but is it appropriate to round the customers payment when reporting to the credit bureaus? I am looking at a situation where all payments are rounded down, so $22.60 is $22 and $22.99 is $22 etc. The payment reflects as current, the amounts reported just don't match what the customer actually pays.
Again, .40 to .99 shouldn't move the needle on the customers credit report but just looks weird to me.
Last edited by Inspector; 05/06/22 11:46 PM.
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Opinions expressed are my own and do not reflect legal advice or the opinions of my employer.