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#2277303 - 10/28/22 04:08 PM Accidentally Obtained Credit Report
TryingtoComply Offline
Diamond Poster
Joined: Apr 2013
Posts: 2,211
The West
We have an incident where our centralized unit pulled an Experian credit report on the wrong individual accidentally. Is there any action that can be taken regarding this?
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TryingToComply
CRCM

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#2277304 - 10/28/22 04:12 PM Re: Accidentally Obtained Credit Report TryingtoComply
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 83,393
Galveston, TX
Not much you can do - the credit bureau is not going to agree to remove the inquiry I do not believe
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#2277321 - 10/28/22 06:29 PM Re: Accidentally Obtained Credit Report TryingtoComply
TryingtoComply Offline
Diamond Poster
Joined: Apr 2013
Posts: 2,211
The West
That's what I was wondering.
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TryingToComply
CRCM

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#2278520 - 12/06/22 10:09 PM Re: Accidentally Obtained Credit Report TryingtoComply
ComplyCycle Offline
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ComplyCycle
Joined: Dec 2014
Posts: 454
We have had this situation. The credit bureaus may remove the inquiry if the Bank and individual the credit report was obtained on both write and sign a letter stating an error occurred and requesting removal. This may be challenging, however, if the individual the credit report was obtained on is not currently a financial institution customer.

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