I want to make sure this is correct, a broker referred customer to us because they were unable to do the loan, there is a fee to the broker is that included in the origination fee Block 1 section? Courier fee being charged by the attorney wouldn'tt this charge go under Block 4 on the GFE and isn't the courier fee also a pre-paid finance charge? My Lenders always question me and no matter how much training sometimes I do not believe they get it.