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#946493 - 04/21/08 03:46 PM HOEPA DATE QUESTION
wtlender Offline
Member
Joined: Sep 2007
Posts: 62
If the application date is 3/18/08 and consummation date is 4/15/08; what date is used for HOEPA to find the Treasury Security? February 15th?

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#946546 - 04/21/08 04:36 PM Re: HOEPA DATE QUESTION wtlender
David Dickinson Offline
10K Club
David Dickinson
Joined: Nov 2000
Posts: 18,762
Central City, NE
2/15/08 is correct. You use the "fifteenth day of the month immediately preceding the month in which the application for the extension of credit is received by the creditor."
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David Dickinson
http://www.bankerscompliance.com

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