No problem at all, except for the people that walk down to the next bank that does not require it. Or the people that put $10 in it and it ends up costing you $50 a year to service it.
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The opinions expressed here should not be construed to be those of my employer: PPDocs.com
Remember - if this is a requirement anyone who has this 'waived' needs to be tracked and reported as an exception. We all know that there will be some 'good' customers who won't have this requirement.