We did an ag loan where we used 80 acres (plus a rental house located on the 80) as collateral. The customer took a cash out refinance and purchased a new principal dwelling on 5 acres. We are not using the purchase property as collateral. What property location do I use for HMDA reporting?

Purchase and Refinance - report the property securing the loan.

Home Improvement - report the property being improved.

Thanks for your help!