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#2224364 - 10/24/19 08:02 PM Where is HMDA Notice that goes in CRA Public File?
J_G Offline
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Joined: Dec 2010
Posts: 259
Where can I find the HMDA Notice that is required to go in the CRA Public File??

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#2224369 - 10/24/19 08:16 PM Re: Where is HMDA Notice that goes in CRA Public File? J_G
ktac MITCH Offline
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ktac MITCH
Joined: May 2005
Posts: 1,813
Giant side of TX
The old notice no longer exists. This is what we use and it just passed our FRB exam last month. . . .

Below is a sample posted notice that can be used to satisfy § 1003.5(e) and inform the public of availability of HMDA data. The following language is suggested, but is not required.


Home Mortgage Disclosure Act Notice


The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s Web site www.consumerfinance.gov/hmda.
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